Financial Services & Banking
Regulated conversations that close deals and collect payments.
PCI-compliant, fully auditable voice automation for loans, collections, onboarding, and fraud prevention.
In production with
Why teams pick Guava for Financial Services & Banking
Full call audit trail
Every field collected, every branch taken — Guava logs structured transcripts so compliance teams get the data they actually need.
No IVR tree required
Replace brittle DTMF menus with natural-language agents that route themselves based on what the customer actually says.
Real-time identity verification
Wire your own auth service into a Guava step; the agent pauses, verifies, and continues — all within a single call flow.
Workloads we run in Financial Services & Banking
Six recovery and servicing workloads — compliance enforced in the platform, not in a prompt.
Healthcare patient billing and self-pay collections
↑ Collection↓ Bad debtBank card and consumer-loan collections
↑ Right-party↓ Roll rateAuto-loan and lease deficiency
↑ Recovery↓ Charge-offBuy-now-pay-later recovery
↑ Cure↓ DelinquencyGovernment program receivables
↑ Resolution↓ BacklogBPO-operated collection campaigns
↑ Connect↓ Abandon
Ready-to-run examples
- 01
Loan Application Follow-Up
Proactively contact loan applicants to collect missing documents, update them on status, and keep them engaged through the underwriting process.
- 02
Fraud Alert Verification
Instantly reach cardholders when suspicious activity is detected, confirm whether transactions are legitimate, and lock or unlock accounts — all in real time.
- 03
Account Delinquency Outreach
Contact past-due customers with empathy, offer payment arrangements, and capture commitments to pay — all while maintaining FDCPA compliance.
- 04
Customer Onboarding
Welcome new account holders, walk them through regulatory disclosures, collect preferences for paperless statements and overdraft protection, confirm debit card delivery address, and optionally set up a security question — all in a single call.
- 05
Investment Satisfaction Surveys
Gather structured feedback from investment clients on advisor performance, portfolio satisfaction, and likelihood to recommend — with branching follow-ups.